One of the most important pieces of advice given by personal finance expert Dave Ramsey is to make sure you are financially prepared before taking on the responsibility of homeownership. This means ...

Sam, a new parent from Indiana, voiced a common concern to Dave Ramsey on how to create and adhere to a budget effectively. Ramsey, renowned for his practical financial advice, offers invaluable ...

The logic behind Ramsey's advice is simple: homeownership locks in a fixed cost for housing, whereas rent will continually rise. Over 15 years, paying off a house can lead to a significant net worth ...

Managing your finances can be tricky, but with the help of personal finance apps, tracking your expenses and sticking to a ...

I don’t always agree with the advice that Dave Ramsey gives on his show. Indeed, some of the complex financial scenarios ...

If you rent, one trick is to sign a longer lease. Landlords might offer discounts or lock in your rate for longer, sparing you from annual rent hikes. Another option is moving to a cheaper area, even ...

The goal of the FIRE movement (sometimes written as fi/re) is to save and invest aggressively—somewhere between 50–75% of your income—so you can achieve financial independence and retire early. The ...

Dave Ramsey is a radio personality and finance guru, well-known for helping thousands of Americans join the debt-free ranks.

Q. My wife and I are debt-free, and we live on a budget. My mother-in-law, on the other hand, uses credit cards for practically every purchase. Several times she has ...

My wife and I are debt-free, and we live on a budget. My mother-in-law, on the other hand, uses credit cards for practically ...

Learn how to retire early and achieve financial independence with Dave Ramsey's expert guidance. Start your journey towards a ...

Have wife tell her mother they won't be bailing her out anymore, and offer to help her create a monthly budget.