High among those is the need to plan for retirement entirely on your own. You are in charge of creating a satisfying quality of life post-retirement. When it comes to building that life ...

Taking a roommate may help—and a reverse mortgage is an option if you own your home ... other tax-advantaged retirement accounts according to specific rules. These plans allow employees to ...

Similarly, the system depends on new employers offering retirement plans to replace plan closures. Expanding access to employer-sponsored retirement plans is essential to ensuring Americans are ...

s for their savings and future retirement income. Just under 16 percent of private-sector workers were active participants in 401(k)-type plans in 1975, compared with nearly 42 percent today.

If you are preparing to retire in under a year ... ve been saving for retirement, you may think you’re prepared for any ...

For many years, this designation had been awarded to the top 100 retirement plan advisers and teams based on quantitative measures such as the most plans and assets under advisement. This year, we ...

Not very. The percentage of workers in the private sector whose only retirement account is a defined benefit pension plan is now 4%, down from 60% in the early 1980s. About 14% of companies offer ...

The Generic Modern Prefabricated Tiny Home is a two-story residence with floor-to-ceiling windows. The 800-square-foot house ...

Another key difference: If you leave the company before retirement age, you may take the contents of your cash-balance plan as a lump sum and roll it into an IRA. A traditional pension isn't portable.

changed more than 90 rules about IRAs and other qualified retirement plans. The changes are phased in over several years. Here are some key changes that take effect in 2024 or took effect in 2023.

You can also invest in retirement through an IRA, which offers the same pre-tax benefits of a 401(k) plan, while also being available to self-employed individuals. However, an IRA has aggressive ...

But you won’t get tax-free investment growth like if you saved the money for retirement. You might have access to both an HDHP and a low-deductible health plan through your employer. Do the math ...